{"id":6045,"date":"2015-06-16T18:41:19","date_gmt":"2015-06-16T18:41:19","guid":{"rendered":"http:\/\/www.terrybryant.com\/?page_id=329"},"modified":"2020-01-23T07:34:04","modified_gmt":"2020-01-23T12:34:04","slug":"motorcycle-accidentmotorcycle-accident-insurance","status":"publish","type":"page","link":"https:\/\/www.terrybryant.com\/houston-motorcycle-accident-lawyer\/motorcycle-accident-insurance","title":{"rendered":"Motorcycle Insurance"},"content":{"rendered":"<p>\t\t\t\tAll drivers in Texas must have liability insurance to operate a vehicle; this includes motorcyclists. When purchasing coverage, it\u2019s important to know your state\u2019s laws regarding insurance requirements and types. The <a href=\"\/houston-motorcycle-accident-lawyer\">Houston motorcycle accident lawyers<\/a> at the accident and injury law office of Terry Bryant can help you understand your policy and make sure your rights are protected.<\/p><div id=\"glm-mobile-toc-box\" style=\"display: none;\"><\/div>\n<p>As a Board Certified attorney and former judge, Terry Bryant knows the law and knows Texas. Our firm has more than 30 years of experience fighting for injured victims. We can help fight for your claim, too. Give our Houston motorcycle accident lawyers a call at (800) 444-5000 or fill out a FREE initial consultation form. Here are some state requirements for motor vehicle insurance that apply not only to cars, but motorcycles, too.<\/p>\n<h2>MOTORCYCLE INSURANCE REQUIREMENTS IN TEXAS<\/h2>\n<p>The <a href=\"http:\/\/www.dmv.org\/tx-texas\/insurance\/motorcycle-insurance-minimum-requirements.php\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">minimum amounts of coverage<\/a> for all drivers in Texas, according to the DMV, include:<\/p>\n<ul>\n<li>$25,000 bodily injury coverage for one person in an accident<\/li>\n<li>$50,000 bodily injury coverage total per accident<\/li>\n<li>$25,000 property damage coverage per accident<\/li>\n<\/ul>\n<p>Helmet laws don\u2019t affect how much automobile insurance motorcyclists must have, and all drivers should always have proof of insurance.<\/p>\n<h2>TYPES OF MOTORCYCLE INSURANCE COVERAGE<\/h2>\n<p><strong>Bodily Injury:<\/strong><br \/>\nThis covers medical expenses for the other parties injured in the wreck. This includes passengers on your motorcycle, but not your own medical expenses.<\/p>\n<p><strong>Property Damage:<\/strong><br \/>\nThis covers the cost of repairs to another person\u2019s vehicle or personal property (fences, mailboxes, houses, etc.) when you\u2019ve been involved in a crash with that person.<\/p>\n<p><strong>Uninsured Motorist:<\/strong><br \/>\nThis covers financial expenses when you\u2019re involved in a wreck with a person who doesn\u2019t have car or motorcycle insurance.<\/p>\n<p><strong>Underinsured Motorist: <\/strong><br \/>\nThis covers financial expenses when you\u2019re involved in a wreck with a person whose insurance liability doesn\u2019t completely cover the costs from the crash.<\/p>\n<p>If you need help understanding your policies and the <a href=\"http:\/\/www.dmv.org\/insurance\/property-damage-liability-insurance-for-motorcycles.php\" target=\"_blank\" rel=\"noopener noreferrer\">types of insurance coverage<\/a> you can have, call Terry Bryant at (800) 444-5000.<\/p>\n<h2>LACK OF MOTORCYCLE INSURANCE PENALTIES<\/h2>\n<p>There are penalties for not having auto insurance and operating a vehicle, along with not being able to show proof of insurance. For your first offense, your driver\u2019s license and registration can be suspended. If your license and registration are suspended for a second time because of insurance issues, your car may be impounded for up to 180 days and you will be charged by the state $15 a day for impoundment. These penalties apply to motorcyclists lacking insurance as well as auto drivers.\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>All drivers in Texas must have liability insurance to operate a vehicle; this includes motorcyclists. When purchasing coverage, it\u2019s important to know your state\u2019s laws regarding insurance requirements and types. The Houston motorcycle accident lawyers at the accident and injury law office of Terry Bryant can help you understand your policy and make sure your [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7650,"parent":6044,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"page.php","meta":{"footnotes":""},"class_list":["post-6045","page","type-page","status-publish","has-post-thumbnail","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motorcycle Insurance | Motor Insurance Lawyers Explain State Regs<\/title>\n<meta name=\"description\" content=\"Motorcyle insurance is required in Texas. 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